Spend
like cash.
One app for all your digital assets. Hold crypto, spend it instantly at 100M+ merchants, and manage everything from your pocket.
4829 •••• •••• 7104
Card Holder
Valid thru
12/28
Payment successful
0.05 ETH → $160.00
Balance
$12,847.50
+2.4% today
Compatible with
The crypto spending app that actually works
UltraPay turns any digital asset into real-world spending power. Hold your crypto, and we handle the conversion the instant you tap, at the best rate, with zero FX fees.
- Spend crypto at any merchant that accepts card payments.
- No pre-funding. Your assets convert at the moment of purchase.
- One app for your wallet, cards, and transfers.
merchants
100M+
Worldwide acceptance
assets
50+
Cryptocurrencies supported
coverage
100+
Countries
Everything you need to spend digital assets
Multi-Asset Wallet
Hold BTC, ETH, USDT, USDC, SOL, and 50+ assets in one unified wallet. Real-time portfolio tracking and instant deposits from any exchange.
Learn more →Virtual & Physical Cards
Get a virtual card instantly. Order a premium metal card shipped free worldwide. Both managed entirely from the app.
Learn more →Instant Transfers
Send crypto or stablecoins globally using wallet addresses or UltraPay tags, instantly with zero fees. Receive payments directly to your wallet from anywhere.
Learn more →Security & Compliance
Bank-grade encryption, biometric authentication, real-time fraud monitoring, and full regulatory compliance across all supported regions.
Learn more →How it works
Download the app and sign up in minutes.
Available on iOS and Android. No bank visits, no credit checks, no paperwork. Just your email to get started.
Get started →Got questions? We have answers
Can't find what you're looking for? Reach out to our team.
Contact support →UltraPay is an app that lets you hold crypto and spend it at any merchant worldwide using virtual and physical cards compatible with Apple Pay, Google Pay, and Samsung Pay.
We support 50+ digital assets including BTC, ETH, USDT, USDC, SOL, BNB, XRP, and more. New assets are added regularly.
When you tap to pay, your crypto converts to local currency instantly at the point of sale. You always see the rate before you spend. No pre-funding required.
Zero FX fees on spending. The rate you see is the rate you get. No hidden markups, no monthly fees, no minimum balances.
UltraPay is available in 100+ countries worldwide. Your card works at any merchant that accepts Visa or Mastercard.
Sign up in under 2 minutes, get your virtual card instantly, and add it to your digital wallet. You can start spending immediately.
Yes. We use bank-grade encryption, biometric authentication, real-time fraud monitoring, and are fully compliant with global regulatory standards.
Your crypto deserves to be spent
Download UltraPay. Load your crypto. Start spending worldwide in minutes.
Join Beta